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Residential
Mortgage
A mortgage is a loan to buy a home. Mortgage lenders have their own specific lending criteria to be met. You may find there are obstacles to navigate to secure the funding you require. We are here to assist you.
Common Lender Criteria
As Whole of Market Mortgage Advisors we take time to get to understand your requirements and get to know your personal circumstances. This means that we can match you to the right lender with the best available product.​​
Types of Mortgage Rate Available
FIXED
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Your mortgage rate is fixed for a defined period
TRACKER
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Your mortgage is linked to the Bank of England Base Rate.
OFFSET
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Where you are able to offset the savings in an account linked to your mortgage.
The term of the rate you choose will usually be from 2 to 5 years. However, it could cover the whole term of the mortgage.
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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It is important that you seek advice prior to committing to a mortgage to ensure you choose a product that meets with your requirements.